Insurance & Benefits

Dental Care You
Can Afford

Navigating dental insurance doesn't have to be stressful. At Wood City Dental, our team handles every step — from verifying your benefits to submitting claims — so you can focus on your smile.

Check My Benefits
Friendly dental team ready to help with insurance
Delta Dental Premier
Claims Filed for You
Upfront Cost Estimates
Free Benefit Checks
Most Plans Accepted
Northwoods Families

Here for You

We Make Insurance
Simple

At Wood City Dental we understand how important insurance claims are to your dental care. Our team is focused on guiding every patient through the claims process — making it as smooth and stress-free as possible, so you can stay focused on your smile.

We take pride in giving you affordable options that align with your budgetary needs. You will always receive a comprehensive breakdown of all applicable fees and be informed beforehand of the costs of your treatment. No surprises, ever.

We Submit All Claims

Our team handles every claim submission on your behalf — you never have to deal with paperwork.

Benefit Checks on Request

Not sure what your plan covers? We'll look up your benefits and walk you through them before your visit.

Upfront Cost Estimates

We provide a full fee breakdown before any treatment begins so there are zero financial surprises.

Maximum Benefit Use

As Delta Dental Premier providers, we structure treatment to get the most out of your annual benefits.

Coverage & Benefits

We Work With Your Insurance

We are in-network with Delta Dental Premier and accept most major dental insurance plans. Our team will check your benefits and handle your claims from start to finish.

In-Network

Delta Dental Premier

As a Premier provider, your plan pays the highest benefit levels — meaning lower out-of-pocket costs for you on every visit.

In-Network

Delta Dental — State of MN Employee Plans

Serving Minnesota state employees with the same excellent in-network benefits and seamless claim processing.

Also Accepted

Cigna Dental
MetLife
Aetna
BlueCross BlueShield
United Concordia
Humana
Guardian
Principal
Ameritas
Most PPO Plans

Don't see your plan? Call us — we work with most dental insurance providers.

Insurance Questions

We Have Answers

Are you in-network with Delta Dental?

Yes — we are a Delta Dental Premier provider and are also in-network with the Delta Dental State of MN Employee plans. Being in-network means you receive the highest benefit levels and lowest out-of-pocket costs.

Do you accept my insurance plan?

We accept most major dental insurance plans including Cigna, MetLife, Aetna, BlueCross BlueShield, United Concordia, Humana, and many more. If you don't see your plan listed, call us — chances are we can work with it.

Will you submit my claims for me?

Absolutely. Our team handles all claim submissions on your behalf. You never have to worry about paperwork — we take care of it from start to finish.

Can you check my benefits before my appointment?

Yes. Just give us a call or include your insurance information when booking and we will verify your benefits and let you know exactly what to expect before you arrive.

Will I know the cost before my treatment?

Always. We provide a full, transparent cost estimate before any procedure begins. We believe you should never be surprised by a dental bill.

What if I don't have dental insurance?

No insurance? No problem. We offer Cherry and CareCredit financing options, including low- and no-interest payment plans, so you can get the care you need on a schedule that works for your budget.

Let's Make the Most
of Your Benefits

Our team is ready to verify your coverage, answer your questions, and get you scheduled — all at no extra charge.

Book Your Visit or call 218-900-1303
Ready to book? 218-900-1303
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